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Verified Branch

Indian Overseas Bank

BHALKI Branch, BIDAR

IFSC Code
IOBA0003200
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003200 Branch Code (6-11)

Complete Branch Details

Full Address SRI CHANNABASAVA COMMERCIAL COMPLEX,NEAR TALUKA OFFICE,BHALKI TOWN,BHALKI TK,BIDAR DIST 585328
State KARNATAKA
District / City BHALKI
Centre / Region BHALKI
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003200.
  4. Confirm bank name displays as Indian Overseas Bank and branch as BHALKI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003200)

What is the IFSC code of Indian Overseas Bank BHALKI branch? ↓

The verified 11-digit IFSC code is IOBA0003200. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank BHALKI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SRI CHANNABASAVA COMMERCIAL COMPLEX,NEAR TALUKA OFFICE,BHALKI TOWN,BHALKI TK,BIDAR DIST 585328, located in BHALKI district, KARNATAKA.

Other Indian Overseas Bank Branches in BHALKI

IOBA0003808

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MYSURU, KARNATAKA

 IOBA0000438

INDUSTRIAL COMPLEX Branch

VELLORE, TAMIL NADU

 IOBA0000690

BHADRAVATHI Branch

SHIMOGA, KARNATAKA

 IOBA0001006

KORAPUT Branch

KORAPUT, ODISHA

 IOBA0001416

HARIPAD Branch

ALAPUZHA, KERALA

 IOBA0001696

HYDERABADAMEERPET Branch

HYDERABAD, TELANGANA

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GOKHALE PARK Branch

PUNE, MAHARASHTRA

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REGIONAL OFFICE BARODA Branch

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