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Verified Branch

Indian Overseas Bank

PALAVANATHAM Branch, VIRUDHUNAGAR

IFSC Code
IOBA0003153
Required for NEFT, RTGS, IMPS money transfers
MICR Code
626020312
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003153 Branch Code (6-11)

Complete Branch Details

Full Address ANCHAYAT BLDG,THERKKUPATTI,PALAVANATHAM,ARUPPUKKOTTAL TALUK,VIRUDHUNAGAR DIST,TAMIL NADU 626004
State TAMIL NADU
District / City ARUPPUKOTTAI
Centre / Region ARUPPUKOTTAI
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003153.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PALAVANATHAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003153)

What is the IFSC code of Indian Overseas Bank PALAVANATHAM branch? ↓

The verified 11-digit IFSC code is IOBA0003153. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PALAVANATHAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 626020312. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is ANCHAYAT BLDG,THERKKUPATTI,PALAVANATHAM,ARUPPUKKOTTAL TALUK,VIRUDHUNAGAR DIST,TAMIL NADU 626004, located in ARUPPUKOTTAI district, TAMIL NADU.

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SAVOI VERAM Branch

NORTH GOA, GOA

 IOBA0002199

SRIVILLIPUTHUR Branch

VIRUDHUNAGAR, TAMIL NADU

 IOBA0003438

PERAMBAKKAM Branch

THIRUVALLUR, TAMIL NADU

 IOBA0003461

NATHAMOOR Branch

VILLUPURAM, TAMIL NADU

 IOBA0003756

RAGALBAVI Branch

COIMBATORE, TAMIL NADU

 IOBA0003761

PALLIKONDA Branch

VELLORE, TAMIL NADU

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BAGAYAM Branch

VELLORE, TAMIL NADU

 IOBA0004115

TIDEL PARK Branch

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