Indian Overseas Bank
BAGAYAM Branch, VELLORE
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code IOBA0003871.
- Confirm bank name displays as Indian Overseas Bank and branch as BAGAYAM.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (IOBA0003871)
What is the IFSC code of Indian Overseas Bank BAGAYAM branch? ↓
The verified 11-digit IFSC code is IOBA0003871. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Indian Overseas Bank BAGAYAM? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is 600020025. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is DOOR NO 189,ARANI ROAD,PALAVANSATHU,VELLORE CITY,VELLORE TALUK,VELLORE DISTRICT,TAMIL NADU PIN 600123, located in VELLORE district, TAMIL NADU.
Other Indian Overseas Bank Branches in VELLORE
PALLIKONDA Branch
VELLORE, TAMIL NADU
IOBA0003312AMBATHUR OT VELLORE Branch
THIRUVALLUR, TAMIL NADU
IOBA0004106LPC VELLORE Branch
VELLORE, TAMIL NADU
IOBA0001628SHOLINGHUR Branch
VELLORE, TAMIL NADU
IOBA0002484SERKADU Branch
VELLORE, TAMIL NADU
IOBA0003880VILLUKURI Branch
KANYAKUMARI, TAMIL NADU
IOBA0000103VELLORE Branch
VELLORE, TAMIL NADU
IOBA0000213GANDHI NGR Branch
VELLORE, TAMIL NADU