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Verified Branch

Indian Overseas Bank

BAHICHA Branch, DAKSHIN DINAJPUR

IFSC Code
IOBA0003086
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003086 Branch Code (6-11)

Complete Branch Details

Full Address VILL BAHICHA PO ATRAI PS BALURGHAT DIST SOUTH DINAJPUR WEST BENGAL PIN 733158
State WEST BENGAL
District / City BALURGHAT
Centre / Region BALURGHAT
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003086.
  4. Confirm bank name displays as Indian Overseas Bank and branch as BAHICHA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003086)

What is the IFSC code of Indian Overseas Bank BAHICHA branch? ↓

The verified 11-digit IFSC code is IOBA0003086. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank BAHICHA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILL BAHICHA PO ATRAI PS BALURGHAT DIST SOUTH DINAJPUR WEST BENGAL PIN 733158, located in BALURGHAT district, WEST BENGAL.

Other Indian Overseas Bank Branches in BALURGHAT

IOBA0002276

HOWRAH SHIBPUR DINOBUNDHOO INST Branch

HAORA, WEST BENGAL

 IOBA0002313

BAGDHAR Branch

MURSHIDABAD, WEST BENGAL

 IOBA0002494

KANKI Branch

WEST DINAJPUR, WEST BENGAL

 IOBA0002508

NARRAH MAKURGRAM Branch

BANKURA, WEST BENGAL

 IOBA0002509

JARUR MIAPUR Branch

MURSHIDABAD, WEST BENGAL

 IOBA0003065

KAWAKHALI Branch

DARJILING, WEST BENGAL

 IOBA0003245

BALURGHAT Branch

DAKSHIN DINAJPUR, WEST BENGAL

 IOBA0003429

DALKHOLA Branch

UTTAR DINAJPUR, WEST BENGAL

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