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Verified Branch

Indian Overseas Bank

BAGDHAR Branch, MURSHIDABAD

IFSC Code
IOBA0002313
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002313 Branch Code (6-11)

Complete Branch Details

Full Address VILLAGE BAGDHAR P O JIAGANJ,DIST MURSHIDABAD,WESTBENGAL,742123
State WEST BENGAL
District / City JIAGANJ AZIMGAN
Centre / Region JIAGANJ AZIMGAN
Contact / Helpline 255002
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002313.
  4. Confirm bank name displays as Indian Overseas Bank and branch as BAGDHAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002313)

What is the IFSC code of Indian Overseas Bank BAGDHAR branch? ↓

The verified 11-digit IFSC code is IOBA0002313. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank BAGDHAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILLAGE BAGDHAR P O JIAGANJ,DIST MURSHIDABAD,WESTBENGAL,742123, located in JIAGANJ AZIMGAN district, WEST BENGAL.

Other Indian Overseas Bank Branches in JIAGANJ AZIMGAN

IOBA0002314

PALSANDA Branch

MURSHIDABAD, WEST BENGAL

 IOBA0002486

AZIMGANJ JIAGANJ Branch

MURSHIDABAD, WEST BENGAL

 IOBA0003486

BIHARIA GURUDASPUR Branch

MURSHIDABAD, WEST BENGAL

 IOBA0001109

PURANDARPUR Branch

MURSHIDABAD, WEST BENGAL

 IOBA0001110

SABDARNAGAR Branch

MURSHIDABAD, WEST BENGAL

 IOBA0002509

JARUR MIAPUR Branch

MURSHIDABAD, WEST BENGAL

 IOBA0001609

BERHAMPORE Branch

MURSHIDABAD, WEST BENGAL

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