IFSC Drill PRO
Bank Branch & IFSC Finder
Indian Overseas Bank Logo
Verified Branch

Indian Overseas Bank

KUDGHAT Branch, KOLKATA

IFSC Code
IOBA0002986
Required for NEFT, RTGS, IMPS money transfers
MICR Code
700020087
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002986 Branch Code (6-11)

Complete Branch Details

Full Address SPRNIGDLE,1ST FLR,3,N N DUTTA ROAD,KOLKATA PIN 700040
State WEST BENGAL
District / City KOLKATA
Centre / Region KOLKATA
Contact / Helpline +914428584896
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002986.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KUDGHAT.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002986)

What is the IFSC code of Indian Overseas Bank KUDGHAT branch? ↓

The verified 11-digit IFSC code is IOBA0002986. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KUDGHAT? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 700020087. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SPRNIGDLE,1ST FLR,3,N N DUTTA ROAD,KOLKATA PIN 700040, located in KOLKATA district, WEST BENGAL.

Other Indian Overseas Bank Branches in KOLKATA

IOBA0000015

INDIA EXCHANGE PLACE Branch

KOLKATA, WEST BENGAL

 IOBA0000082

SHYAM BAZAAR Branch

KOLKATA, WEST BENGAL

 IOBA0000114

KALIGHAT Branch

KOLKATA, WEST BENGAL

 IOBA0000127

SEALDAH Branch

KOLKATA, WEST BENGAL

 IOBA0000135

LANSDOWNE MARKET Branch

KOLKATA, WEST BENGAL

 IOBA0000178

NEW ALIPORE Branch

KOLKATA, WEST BENGAL

 IOBA0000319

CHOWRINGHEE Branch

KOLKATA, WEST BENGAL

 IOBA0000345

POSTA Branch

KOLKATA, WEST BENGAL

Explore Nearby Banking Directories

All Indian Overseas Bank Branches Indian Overseas Bank in WEST BENGAL Indian Overseas Bank in KOLKATA All Banks in KOLKATA