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Verified Branch

Indian Overseas Bank

POSTA Branch, KOLKATA

IFSC Code
IOBA0000345
Required for NEFT, RTGS, IMPS money transfers
MICR Code
700020025
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000345 Branch Code (6-11)

Complete Branch Details

Full Address 45 A,ADYA SRADHYA GHAT RD,POSTA KOLKATA
State WEST BENGAL
District / City KOLKATA
Centre / Region KOLKATA
Contact / Helpline 22392590
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000345.
  4. Confirm bank name displays as Indian Overseas Bank and branch as POSTA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000345)

What is the IFSC code of Indian Overseas Bank POSTA branch? ↓

The verified 11-digit IFSC code is IOBA0000345. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank POSTA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 700020025. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 45 A,ADYA SRADHYA GHAT RD,POSTA KOLKATA, located in KOLKATA district, WEST BENGAL.

Other Indian Overseas Bank Branches in KOLKATA

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KALIGHAT Branch

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 IOBA0002986

KUDGHAT Branch

KOLKATA, WEST BENGAL

 IOBA0000015

INDIA EXCHANGE PLACE Branch

KOLKATA, WEST BENGAL

 IOBA0000082

SHYAM BAZAAR Branch

KOLKATA, WEST BENGAL

 IOBA0000127

SEALDAH Branch

KOLKATA, WEST BENGAL

 IOBA0000135

LANSDOWNE MARKET Branch

KOLKATA, WEST BENGAL

 IOBA0000178

NEW ALIPORE Branch

KOLKATA, WEST BENGAL

 IOBA0000319

CHOWRINGHEE Branch

KOLKATA, WEST BENGAL

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