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Verified Branch

Indian Overseas Bank

KESLA Branch, RAIPUR

IFSC Code
IOBA0002971
Required for NEFT, RTGS, IMPS money transfers
MICR Code
492020503
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002971 Branch Code (6-11)

Complete Branch Details

Full Address BALODA BAZAR MAIN ROAD,NEAR PRAKASH CLOTH MARKET,P.O.KESLA,RAIPUR,493225 ,RAIPUR ,CHATTISGARH
State CHHATTISGARH
District / City KHARORA
Centre / Region KHARORA
Contact / Helpline +91772028584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002971.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KESLA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002971)

What is the IFSC code of Indian Overseas Bank KESLA branch? ↓

The verified 11-digit IFSC code is IOBA0002971. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KESLA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 492020503. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is BALODA BAZAR MAIN ROAD,NEAR PRAKASH CLOTH MARKET,P.O.KESLA,RAIPUR,493225 ,RAIPUR ,CHATTISGARH, located in KHARORA district, CHHATTISGARH.

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TILDA Branch

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 IOBA0002324

MANA Branch

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 IOBA0002871

PANDRI RAIPUR Branch

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 IOBA0002891

SHANKAR NAGAR RAIPUR Branch

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 IOBA0002960

RAJNANDGAON RAIPUR Branch

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 IOBA0002962

PACHPEDINAKA RAIPUR Branch

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RAIPUR - TATIBANDH Branch

RAIPUR, CHHATTISGARH

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