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Verified Branch

Indian Overseas Bank

SHANKAR NAGAR RAIPUR Branch, RAIPUR

IFSC Code
IOBA0002891
Required for NEFT, RTGS, IMPS money transfers
MICR Code
492020004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002891 Branch Code (6-11)

Complete Branch Details

Full Address JEEVAN PARISAR,RAJIV NAGAR,SHANKAR NAGAR,RAIPUR CHATTISGARH 492007
State CHHATTISGARH
District / City SANKARA NAGRI
Centre / Region SANKARA NAGRI
Contact / Helpline +9177128584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002891.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SHANKAR NAGAR RAIPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002891)

What is the IFSC code of Indian Overseas Bank SHANKAR NAGAR RAIPUR branch? ↓

The verified 11-digit IFSC code is IOBA0002891. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SHANKAR NAGAR RAIPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 492020004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is JEEVAN PARISAR,RAJIV NAGAR,SHANKAR NAGAR,RAIPUR CHATTISGARH 492007, located in SANKARA NAGRI district, CHHATTISGARH.

Other Indian Overseas Bank Branches in SANKARA NAGRI

IOBA0002871

PANDRI RAIPUR Branch

RAIPUR, CHHATTISGARH

 IOBA0002323

TILDA Branch

RAIPUR, CHHATTISGARH

 IOBA0002324

MANA Branch

RAIPUR, CHHATTISGARH

 IOBA0002955

RAIPUR REGIONAL OFFICE Branch

RAIPUR, CHHATTISGARH

 IOBA0002960

RAJNANDGAON RAIPUR Branch

RAJNANDGAON, CHHATTISGARH

 IOBA0002961

BHATAPARA RAIPUR Branch

RAIPUR, CHHATTISGARH

 IOBA0002962

PACHPEDINAKA RAIPUR Branch

RAIPUR, CHHATTISGARH

 IOBA0002971

KESLA Branch

RAIPUR, CHHATTISGARH

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