IFSC Drill PRO
Bank Branch & IFSC Finder
INDIAN OVERSEAS BANK Logo
Verified Branch

INDIAN OVERSEAS BANK

GHAZIPUR Branch, GHAZIABAD

IFSC Code
IOBA0002860
Required for NEFT, RTGS, IMPS money transfers
MICR Code
233020002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002860 Branch Code (6-11)

Complete Branch Details

Full Address 136 SAKLENABAD OPP JAIL GATE GHAZIPUR 233001
State UTTAR PRADESH
District / City GHAZIABAD
Centre / Region GHAZIABAD
Contact / Helpline 44-28584896
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002860.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as GHAZIPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002860)

What is the IFSC code of INDIAN OVERSEAS BANK GHAZIPUR branch? ↓

The verified 11-digit IFSC code is IOBA0002860. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK GHAZIPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 233020002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 136 SAKLENABAD OPP JAIL GATE GHAZIPUR 233001, located in GHAZIABAD district, UTTAR PRADESH.

Other INDIAN OVERSEAS BANK Branches in GHAZIABAD

IOBA0000457

GHAZIABAD Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0001634

GHAZIABADSHALIMAR GARDEN Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0001852

INDIRAPURAM GHAZIABAD Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0002645

RAJENDRA NAGAR GHAZIABAD Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0003311

HAPUR Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0003895

RAJ NAGAR EXTENSION Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0000576

CHIRORI Branch

CHIRORI, UTTAR PRADESH

 IOBA0002387

KAUSHAMBI Branch

KAUSHAMBI, UTTAR PRADESH

Explore Nearby Banking Directories

All INDIAN OVERSEAS BANK Branches INDIAN OVERSEAS BANK in UTTAR PRADESH INDIAN OVERSEAS BANK in GHAZIABAD All Banks in GHAZIABAD