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Verified Branch

Indian Overseas Bank

GHAZIABAD Branch, GHAZIABAD

IFSC Code
IOBA0000457
Required for NEFT, RTGS, IMPS money transfers
MICR Code
110020042
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000457 Branch Code (6-11)

Complete Branch Details

Full Address 2 NAVYUG MRKT,GHAZIABAD
State UTTAR PRADESH
District / City GHAZIABAD
Centre / Region GHAZIABAD
Contact / Helpline +911202791272
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000457.
  4. Confirm bank name displays as Indian Overseas Bank and branch as GHAZIABAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000457)

What is the IFSC code of Indian Overseas Bank GHAZIABAD branch? ↓

The verified 11-digit IFSC code is IOBA0000457. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank GHAZIABAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 110020042. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 2 NAVYUG MRKT,GHAZIABAD, located in GHAZIABAD district, UTTAR PRADESH.

Other Indian Overseas Bank Branches in GHAZIABAD

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GHAZIABADSHALIMAR GARDEN Branch

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 IOBA0001852

INDIRAPURAM GHAZIABAD Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0002387

KAUSHAMBI Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0002645

RAJENDRA NAGAR GHAZIABAD Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0003895

RAJ NAGAR EXTENSION Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0000576

CHIRORI Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0002860

GHAZIPUR Branch

GHAZIABAD, UTTAR PRADESH

 IOBA0003311

HAPUR Branch

GHAZIABAD, UTTAR PRADESH

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