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Verified Branch

Indian Overseas Bank

PERNAMBUT Branch, VELLORE

IFSC Code
IOBA0002778
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002778 Branch Code (6-11)

Complete Branch Details

Full Address 1,MOHAMMED ALI 2ND STREET,PERNAMBUT HIGH ROAD,PERNAMBUT 635810
State TAMIL NADU
District / City GUDIYATHAM
Centre / Region GUDIYATHAM
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002778.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PERNAMBUT.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002778)

What is the IFSC code of Indian Overseas Bank PERNAMBUT branch? ↓

The verified 11-digit IFSC code is IOBA0002778. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PERNAMBUT? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1,MOHAMMED ALI 2ND STREET,PERNAMBUT HIGH ROAD,PERNAMBUT 635810, located in GUDIYATHAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in GUDIYATHAM

IOBA0000027

GUDIYATHAM Branch

VELLORE, TAMIL NADU

 IOBA0000078

RANIPET Branch

VELLORE, TAMIL NADU

 IOBA0000103

VELLORE Branch

VELLORE, TAMIL NADU

 IOBA0000213

GANDHI NGR Branch

VELLORE, TAMIL NADU

 IOBA0000326

ALANGAYAM Branch

VELLORE, TAMIL NADU

 IOBA0000327

VALATHUR Branch

VELLORE, TAMIL NADU

 IOBA0000438

INDUSTRIAL COMPLEX Branch

VELLORE, TAMIL NADU

 IOBA0000634

ALLAPURAM Branch

VELLORE, TAMIL NADU

Explore Nearby Banking Directories

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