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Indian Overseas Bank

SME VISAKAPATNAM KURMANNAPALEM Branch, VISHAKHAPATNAM

IFSC Code
IOBA0002605
Required for NEFT, RTGS, IMPS money transfers
MICR Code
530020014
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002605 Branch Code (6-11)

Complete Branch Details

Full Address D NO 31 42 1 KURMANNAPALEM MAIN ROAD DUVVADDA ROAD VISAKAPATNAM 500046
State ANDHRA PRADESH
District / City VISAKHAPATNAM
Centre / Region VISAKHAPATNAM
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002605.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SME VISAKAPATNAM KURMANNAPALEM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002605)

What is the IFSC code of Indian Overseas Bank SME VISAKAPATNAM KURMANNAPALEM branch? ↓

The verified 11-digit IFSC code is IOBA0002605. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SME VISAKAPATNAM KURMANNAPALEM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 530020014. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is D NO 31 42 1 KURMANNAPALEM MAIN ROAD DUVVADDA ROAD VISAKAPATNAM 500046, located in VISAKHAPATNAM district, ANDHRA PRADESH.

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