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Verified Branch

Indian Overseas Bank

MAKAVARAPALEM Branch, VISHAKHAPATNAM

IFSC Code
IOBA0002603
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002603 Branch Code (6-11)

Complete Branch Details

Full Address NO 235BY5 RAMARAOPETA MAKAVARAPALEM VISAKAPATNAM 531113
State ANDHRA PRADESH
District / City NARSIPATNAM
Centre / Region NARSIPATNAM
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002603.
  4. Confirm bank name displays as Indian Overseas Bank and branch as MAKAVARAPALEM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002603)

What is the IFSC code of Indian Overseas Bank MAKAVARAPALEM branch? ↓

The verified 11-digit IFSC code is IOBA0002603. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank MAKAVARAPALEM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NO 235BY5 RAMARAOPETA MAKAVARAPALEM VISAKAPATNAM 531113, located in NARSIPATNAM district, ANDHRA PRADESH.

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NAKKAPALLE Branch

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VADDADI Branch

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PATNA Branch

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ANANTHAVARAM Branch

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RAMPURAM Branch

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RAJAPULOVA Branch

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