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Verified Branch

Indian Overseas Bank

SME KAKINADA Branch, EAST GODAVARI

IFSC Code
IOBA0002604
Required for NEFT, RTGS, IMPS money transfers
MICR Code
533020004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002604 Branch Code (6-11)

Complete Branch Details

Full Address 2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033
State ANDHRA PRADESH
District / City KAKINADA
Centre / Region KAKINADA
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002604.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SME KAKINADA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002604)

What is the IFSC code of Indian Overseas Bank SME KAKINADA branch? ↓

The verified 11-digit IFSC code is IOBA0002604. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SME KAKINADA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 533020004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033, located in KAKINADA district, ANDHRA PRADESH.

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DHARMAPURI, TAMIL NADU

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KAKINADA Branch

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KAKINADASURYARAO PET Branch

EAST GODAVARI, ANDHRA PRADESH

 IOBA0002442

MAYUR VIHAR PHASE III Branch

EAST, DELHI

 IOBA0003901

JAGGAMPETA Branch

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 IOBA0000077

RAJAHMUNDRY Branch

EAST GODAVARI, ANDHRA PRADESH

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PALLAMKURRU Branch

EAST GODAVARI, ANDHRA PRADESH

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TAPESWARAM Branch

EAST GODAVARI, ANDHRA PRADESH

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