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Verified Branch

Indian Overseas Bank

KAKINADA Branch, EAST GODAVARI

IFSC Code
IOBA0000031
Required for NEFT, RTGS, IMPS money transfers
MICR Code
533020002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000031 Branch Code (6-11)

Complete Branch Details

Full Address 37 1 7,MAIN RD,KAKINADA
State ANDHRA PRADESH
District / City KAKINADA
Centre / Region KAKINADA
Contact / Helpline +918842376256
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000031.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KAKINADA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000031)

What is the IFSC code of Indian Overseas Bank KAKINADA branch? ↓

The verified 11-digit IFSC code is IOBA0000031. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KAKINADA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 533020002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 37 1 7,MAIN RD,KAKINADA, located in KAKINADA district, ANDHRA PRADESH.

Other Indian Overseas Bank Branches in KAKINADA

IOBA0002140

KAKINADASURYARAO PET Branch

EAST GODAVARI, ANDHRA PRADESH

 IOBA0002604

SME KAKINADA Branch

EAST GODAVARI, ANDHRA PRADESH

 IOBA0003901

JAGGAMPETA Branch

KAKINADA, ANDHRA PRADESH

 IOBA0000077

RAJAHMUNDRY Branch

EAST GODAVARI, ANDHRA PRADESH

 IOBA0000328

PALLAMKURRU Branch

EAST GODAVARI, ANDHRA PRADESH

 IOBA0000529

TAPESWARAM Branch

EAST GODAVARI, ANDHRA PRADESH

 IOBA0000530

PEDDAPURAM Branch

EAST GODAVARI, ANDHRA PRADESH

 IOBA0000554

PITHAPURAM Branch

EAST GODAVARI, ANDHRA PRADESH

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