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Verified Branch

Indian Overseas Bank

RAIRU Branch, GWALIOR

IFSC Code
IOBA0002533
Required for NEFT, RTGS, IMPS money transfers
MICR Code
474020501
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002533 Branch Code (6-11)

Complete Branch Details

Full Address 10 11,RAMJI MARKET,KULAITH ROAD,NEAR MILAWAI RAILWAY STATION,RAIRU,GWALIOR DIST,474010
State MADHYA PRADESH
District / City KULAITH
Centre / Region KULAITH
Contact / Helpline 2568342
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002533.
  4. Confirm bank name displays as Indian Overseas Bank and branch as RAIRU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002533)

What is the IFSC code of Indian Overseas Bank RAIRU branch? ↓

The verified 11-digit IFSC code is IOBA0002533. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank RAIRU? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 474020501. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 10 11,RAMJI MARKET,KULAITH ROAD,NEAR MILAWAI RAILWAY STATION,RAIRU,GWALIOR DIST,474010, located in KULAITH district, MADHYA PRADESH.

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BHARUCH BROACH STATION ROAD Branch

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 IOBA0001478

RAJAMPET Branch

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 IOBA0001667

PALWAL Branch

FARIDABAD, HARYANA

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RAYA Branch

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GWALIOR THATIPUR Branch

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KOTHAPULLI REDDIYAR Branch

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