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Verified Branch

Indian Overseas Bank

RAYA Branch, MATHURA

IFSC Code
IOBA0002596
Required for NEFT, RTGS, IMPS money transfers
MICR Code
281020008
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002596 Branch Code (6-11)

Complete Branch Details

Full Address 195,IN FRONT OF RAILWAY STATION,RAYA PIN 281204 MATHURA UTTAR PRADESH
State UTTAR PRADESH
District / City MATHURA
Centre / Region MATHURA
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002596.
  4. Confirm bank name displays as Indian Overseas Bank and branch as RAYA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002596)

What is the IFSC code of Indian Overseas Bank RAYA branch? ↓

The verified 11-digit IFSC code is IOBA0002596. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank RAYA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 281020008. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 195,IN FRONT OF RAILWAY STATION,RAYA PIN 281204 MATHURA UTTAR PRADESH, located in MATHURA district, UTTAR PRADESH.

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FOGLA ASHRAM VRINDAVAN Branch

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GOKUL Branch

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FATEHABAD Branch

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MAHOBA Branch

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PUKHRAYAN Branch

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RAYAGADA Branch

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