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Verified Branch

Indian Overseas Bank

PANPOSH Branch, SUNDARGARH

IFSC Code
IOBA0002396
Required for NEFT, RTGS, IMPS money transfers
MICR Code
769020004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002396 Branch Code (6-11)

Complete Branch Details

Full Address NEAR BSNL CHOWK,HOUSE NO GM 13,KALINGA BIHAR,PANPOSH,DT SUNDERGARH ORISSA,PIN 769015
State ODISHA
District / City PANPOSH
Centre / Region PANPOSH
Contact / Helpline 2481011
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002396.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PANPOSH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002396)

What is the IFSC code of Indian Overseas Bank PANPOSH branch? ↓

The verified 11-digit IFSC code is IOBA0002396. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PANPOSH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 769020004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NEAR BSNL CHOWK,HOUSE NO GM 13,KALINGA BIHAR,PANPOSH,DT SUNDERGARH ORISSA,PIN 769015, located in PANPOSH district, ODISHA.

Other Indian Overseas Bank Branches in PANPOSH

IOBA0002218

ASIKA Branch

GANJAM, ODISHA

 IOBA0002395

BARAPALI Branch

BARGARH, ODISHA

 IOBA0002877

DURG Branch

DURG, CHHATTISGARH

 IOBA0002913

KISHANGANJ Branch

KISHANGANJ, BIHAR

 IOBA0003881

BHABHUA Branch

KAIMUR, BIHAR

 IOBA0004011

SHEIKHPURA Branch

SHEIKHPURA, BIHAR

 IOBA0004013

HARISABHA CHOWK MUZAFFARPUR Branch

MUZAFFARPUR, BIHAR

 IOBA0004092

LPC PATNA Branch

PATNA, BIHAR

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