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Verified Branch

Indian Overseas Bank

ROORKEE RAILWAY ROAD LINES Branch, HARIDWAR

IFSC Code
IOBA0001438
Required for NEFT, RTGS, IMPS money transfers
MICR Code
247020103
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001438 Branch Code (6-11)

Complete Branch Details

Full Address OPP B. S. M. COLLEGE ROORKEE 247667 UTTARANCHAL
State UTTARAKHAND
District / City ROORKEE
Centre / Region ROORKEE
Contact / Helpline 262192
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001438.
  4. Confirm bank name displays as Indian Overseas Bank and branch as ROORKEE RAILWAY ROAD LINES.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001438)

What is the IFSC code of Indian Overseas Bank ROORKEE RAILWAY ROAD LINES branch? ↓

The verified 11-digit IFSC code is IOBA0001438. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank ROORKEE RAILWAY ROAD LINES? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 247020103. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is OPP B. S. M. COLLEGE ROORKEE 247667 UTTARANCHAL, located in ROORKEE district, UTTARAKHAND.

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