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Verified Branch

Indian Overseas Bank

LAKSAR Branch, HARIDWAR

IFSC Code
IOBA0000444
Required for NEFT, RTGS, IMPS money transfers
MICR Code
249020051
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000444 Branch Code (6-11)

Complete Branch Details

Full Address HARIDWAR ROAD,MUKHIYA HOTEL, NEAR VISHAL CINEMA,LAKSAR,TEH.ROORKEE,247663
State UTTARAKHAND
District / City HARIDWAR
Centre / Region HARIDWAR
Contact / Helpline 254430
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000444.
  4. Confirm bank name displays as Indian Overseas Bank and branch as LAKSAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000444)

What is the IFSC code of Indian Overseas Bank LAKSAR branch? ↓

The verified 11-digit IFSC code is IOBA0000444. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank LAKSAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 249020051. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HARIDWAR ROAD,MUKHIYA HOTEL, NEAR VISHAL CINEMA,LAKSAR,TEH.ROORKEE,247663, located in HARIDWAR district, UTTARAKHAND.

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SUBASH GARH Branch

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 IOBA0002544

DHANDERA Branch

HARIDWAR, UTTARAKHAND

 IOBA0000359

ROORKEE Branch

HARIDWAR, UTTARAKHAND

 IOBA0001438

ROORKEE RAILWAY ROAD LINES Branch

HARIDWAR, UTTARAKHAND

 IOBA0001692

HARIDWAR Branch

HARIDWAR, UTTARAKHAND

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HARIDWAR SHIVALIK NAGAR Branch

HARIDWAR, UTTARAKHAND

 IOBA0003211

BHADURPUR JAT Branch

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