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Verified Branch

Indian Overseas Bank

RAIPUR Branch, KISHANGANJ

IFSC Code
IOBA0001213
Required for NEFT, RTGS, IMPS money transfers
MICR Code
492020002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001213 Branch Code (6-11)

Complete Branch Details

Full Address NEAR SHIMRAN HOTEL ,STATION ROAD ,RAIPUR
State BIHAR
District / City RAIPUR
Centre / Region RAIPUR
Contact / Helpline +917712882137
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001213.
  4. Confirm bank name displays as Indian Overseas Bank and branch as RAIPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001213)

What is the IFSC code of Indian Overseas Bank RAIPUR branch? ↓

The verified 11-digit IFSC code is IOBA0001213. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank RAIPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 492020002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NEAR SHIMRAN HOTEL ,STATION ROAD ,RAIPUR, located in RAIPUR district, BIHAR.

Other Indian Overseas Bank Branches in RAIPUR

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KACHCHH, GUJARAT

 IOBA0002985

G E ROAD RAIPUR Branch

RAIPUR, CHHATTISGARH

 IOBA0003019

HOSPET Branch

BELLARY, KARNATAKA

 IOBA0003648

MALDA JHALJHALIA Branch

MALDAH, WEST BENGAL

 IOBA0002323

TILDA Branch

RAIPUR, CHHATTISGARH

 IOBA0002324

MANA Branch

RAIPUR, CHHATTISGARH

 IOBA0002871

PANDRI RAIPUR Branch

RAIPUR, CHHATTISGARH

 IOBA0002891

SHANKAR NAGAR RAIPUR Branch

RAIPUR, CHHATTISGARH

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