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Verified Branch

Indian Overseas Bank

VIRALIMALAI Branch, PUDUKKOTTAI

IFSC Code
IOBA0001019
Required for NEFT, RTGS, IMPS money transfers
MICR Code
622020015
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001019 Branch Code (6-11)

Complete Branch Details

Full Address 1 BY 106D,NORTH CAR STREET,VIRALIMALAI PIN 621316
State TAMIL NADU
District / City VIRALIMALAI
Centre / Region VIRALIMALAI
Contact / Helpline 220223
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001019.
  4. Confirm bank name displays as Indian Overseas Bank and branch as VIRALIMALAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001019)

What is the IFSC code of Indian Overseas Bank VIRALIMALAI branch? ↓

The verified 11-digit IFSC code is IOBA0001019. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank VIRALIMALAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 622020015. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1 BY 106D,NORTH CAR STREET,VIRALIMALAI PIN 621316, located in VIRALIMALAI district, TAMIL NADU.

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MELATHANIAM Branch

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SUNDAMPATTI Branch

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 IOBA0000072

PUDUKOTTAI Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000249

ARIMALAM Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000257

KEERAMANGALAM Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000681

SUBRAMANYAPURAM Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000735

THIRUVARANKULAM Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000753

AVUDAIYARKOIL Branch

PUDUKKOTTAI, TAMIL NADU

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