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Verified Branch

Indian Overseas Bank

MELATHANIAM Branch, PUDUKKOTTAI

IFSC Code
IOBA0000697
Required for NEFT, RTGS, IMPS money transfers
MICR Code
622020010
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000697 Branch Code (6-11)

Complete Branch Details

Full Address NORTH MAIN STREET MELATHANIAM PIN 622056
State TAMIL NADU
District / City MELATHANIAM
Centre / Region MELATHANIAM
Contact / Helpline 275232
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000697.
  4. Confirm bank name displays as Indian Overseas Bank and branch as MELATHANIAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000697)

What is the IFSC code of Indian Overseas Bank MELATHANIAM branch? ↓

The verified 11-digit IFSC code is IOBA0000697. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank MELATHANIAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 622020010. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NORTH MAIN STREET MELATHANIAM PIN 622056, located in MELATHANIAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in MELATHANIAM

IOBA0001019

VIRALIMALAI Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0002844

SUNDAMPATTI Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000072

PUDUKOTTAI Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000249

ARIMALAM Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000257

KEERAMANGALAM Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000681

SUBRAMANYAPURAM Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000735

THIRUVARANKULAM Branch

PUDUKKOTTAI, TAMIL NADU

 IOBA0000753

AVUDAIYARKOIL Branch

PUDUKKOTTAI, TAMIL NADU

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