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Verified Branch

Indian Overseas Bank

KAMMAPURAM Branch, CUDDALORE

IFSC Code
IOBA0000781
Required for NEFT, RTGS, IMPS money transfers
MICR Code
607020104
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000781 Branch Code (6-11)

Complete Branch Details

Full Address 3 BY 57 A,MAIN ROAD,KAMMAPURAM,VRIDHACHALAM TK,KAMMAPURAM,PIN 606103
State TAMIL NADU
District / City KAMMAPURAM
Centre / Region KAMMAPURAM
Contact / Helpline 267227
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000781.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KAMMAPURAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000781)

What is the IFSC code of Indian Overseas Bank KAMMAPURAM branch? ↓

The verified 11-digit IFSC code is IOBA0000781. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KAMMAPURAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 607020104. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 3 BY 57 A,MAIN ROAD,KAMMAPURAM,VRIDHACHALAM TK,KAMMAPURAM,PIN 606103, located in KAMMAPURAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in KAMMAPURAM

IOBA0001088

VRIDHACHALAM Branch

CUDDALORE, TAMIL NADU

 IOBA0000021

CUDDALORE Branch

CUDDALORE, TAMIL NADU

 IOBA0000071

PORTONOVO Branch

CUDDALORE, TAMIL NADU

 IOBA0000280

NADUVEERAPATTU Branch

CUDDALORE, TAMIL NADU

 IOBA0000281

VADALUR Branch

CUDDALORE, TAMIL NADU

 IOBA0000693

MANGALAMPETTAI Branch

CUDDALORE, TAMIL NADU

 IOBA0000715

ERAIYUR Branch

CUDDALORE, TAMIL NADU

 IOBA0000736

VEPPUR Branch

CUDDALORE, TAMIL NADU

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