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Verified Branch

Indian Overseas Bank

PORTONOVO Branch, CUDDALORE

IFSC Code
IOBA0000071
Required for NEFT, RTGS, IMPS money transfers
MICR Code
605020020
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000071 Branch Code (6-11)

Complete Branch Details

Full Address HANIFA MANSION, KEERAKARA STREET, PORTONOVO, PIN 608052
State TAMIL NADU
District / City PORTONOVO
Centre / Region PORTONOVO
Contact / Helpline +914144243225
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000071.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PORTONOVO.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000071)

What is the IFSC code of Indian Overseas Bank PORTONOVO branch? ↓

The verified 11-digit IFSC code is IOBA0000071. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PORTONOVO? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 605020020. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HANIFA MANSION, KEERAKARA STREET, PORTONOVO, PIN 608052, located in PORTONOVO district, TAMIL NADU.

Other Indian Overseas Bank Branches in PORTONOVO

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CUDDALORE Branch

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 IOBA0000280

NADUVEERAPATTU Branch

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 IOBA0000281

VADALUR Branch

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 IOBA0000693

MANGALAMPETTAI Branch

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 IOBA0000715

ERAIYUR Branch

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VEPPUR Branch

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KAMMAPURAM Branch

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NEYVELI TOWNSHIP Branch

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