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Verified Branch

Indian Overseas Bank

THOGAMALAI Branch, KARUR

IFSC Code
IOBA0000635
Required for NEFT, RTGS, IMPS money transfers
MICR Code
620020027
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000635 Branch Code (6-11)

Complete Branch Details

Full Address 235 BY 10 AND 235 BY 11,MAIN ROAD,THOGAMALAI,PIN 621313
State TAMIL NADU
District / City THOGAMALAI
Centre / Region THOGAMALAI
Contact / Helpline 252229
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000635.
  4. Confirm bank name displays as Indian Overseas Bank and branch as THOGAMALAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000635)

What is the IFSC code of Indian Overseas Bank THOGAMALAI branch? ↓

The verified 11-digit IFSC code is IOBA0000635. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank THOGAMALAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 620020027. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 235 BY 10 AND 235 BY 11,MAIN ROAD,THOGAMALAI,PIN 621313, located in THOGAMALAI district, TAMIL NADU.

Other Indian Overseas Bank Branches in THOGAMALAI

IOBA0000036

KARUR Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0000043

KULITALAI Branch

KARUR, TAMIL NADU

 IOBA0000254

LALAPET Branch

KARUR, TAMIL NADU

 IOBA0000611

NACHALUR Branch

KARUR, TAMIL NADU

 IOBA0000738

THANTHONIMALAI Branch

KARUR, TAMIL NADU

 IOBA0000839

NOYYAL Branch

KARUR, TAMIL NADU

 IOBA0000936

THARAGAMPATTI Branch

KARUR, TAMIL NADU

 IOBA0000958

ESANATHAM Branch

KARUR, TAMIL NADU

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