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Verified Branch

Indian Overseas Bank

LALAPET Branch, KARUR

IFSC Code
IOBA0000254
Required for NEFT, RTGS, IMPS money transfers
MICR Code
639020103
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000254 Branch Code (6-11)

Complete Branch Details

Full Address A R ANBUILLAM, MAIN ROAD, LALAPET POST, LALAPET639105
State TAMIL NADU
District / City KULITHALAI
Centre / Region KULITHALAI
Contact / Helpline 242231
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000254.
  4. Confirm bank name displays as Indian Overseas Bank and branch as LALAPET.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000254)

What is the IFSC code of Indian Overseas Bank LALAPET branch? ↓

The verified 11-digit IFSC code is IOBA0000254. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank LALAPET? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 639020103. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is A R ANBUILLAM, MAIN ROAD, LALAPET POST, LALAPET639105, located in KULITHALAI district, TAMIL NADU.

Other Indian Overseas Bank Branches in KULITHALAI

IOBA0000036

KARUR Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0000043

KULITALAI Branch

KARUR, TAMIL NADU

 IOBA0000611

NACHALUR Branch

KARUR, TAMIL NADU

 IOBA0000635

THOGAMALAI Branch

KARUR, TAMIL NADU

 IOBA0000738

THANTHONIMALAI Branch

KARUR, TAMIL NADU

 IOBA0000839

NOYYAL Branch

KARUR, TAMIL NADU

 IOBA0000936

THARAGAMPATTI Branch

KARUR, TAMIL NADU

 IOBA0000958

ESANATHAM Branch

KARUR, TAMIL NADU

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