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Verified Branch

INDIAN OVERSEAS BANK

NALLAPADU Branch, NALLAPADU

IFSC Code
IOBA0000556
Required for NEFT, RTGS, IMPS money transfers
MICR Code
520020105
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000556 Branch Code (6-11)

Complete Branch Details

Full Address 1 153, MAIN ROAD, NALLAPADU PIN 522005
State ANDHRA PRADESH
District / City GUNTUR
Centre / Region NALLAPADU
Contact / Helpline 2596081
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000556.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as NALLAPADU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000556)

What is the IFSC code of INDIAN OVERSEAS BANK NALLAPADU branch? ↓

The verified 11-digit IFSC code is IOBA0000556. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK NALLAPADU? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 520020105. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1 153, MAIN ROAD, NALLAPADU PIN 522005, located in GUNTUR district, ANDHRA PRADESH.

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THULLUR Branch

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TENALI Branch

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BAPATLA Branch

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LEEMALE Branch

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KOPPARRU Branch

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