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Verified Branch

Indian Overseas Bank

GUNTUR BRODIPET Branch, GUNTUR

IFSC Code
IOBA0000123
Required for NEFT, RTGS, IMPS money transfers
MICR Code
520020103
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000123 Branch Code (6-11)

Complete Branch Details

Full Address 4TH LANE,5 37 193 BY 194 BY 195,BRODIPET,GUNTUR PIN 522002
State ANDHRA PRADESH
District / City GUNTUR
Centre / Region GUNTUR
Contact / Helpline 2241840
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000123.
  4. Confirm bank name displays as Indian Overseas Bank and branch as GUNTUR BRODIPET.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000123)

What is the IFSC code of Indian Overseas Bank GUNTUR BRODIPET branch? ↓

The verified 11-digit IFSC code is IOBA0000123. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank GUNTUR BRODIPET? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 520020103. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 4TH LANE,5 37 193 BY 194 BY 195,BRODIPET,GUNTUR PIN 522002, located in GUNTUR district, ANDHRA PRADESH.

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