Esaf Small Finance Bank Logo
Verified Branch

Esaf Small Finance Bank

KULAVANMUKKU Branch, PALAKKAD

IFSC Code
ESMF0001634
Required for NEFT, RTGS, IMPS money transfers
MICR Code
678760021
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001634 Branch Code (6-11)

Complete Branch Details

Full Address NO 16 44, AISWARYA COMPLEX, KUZHALMANNAM P O, PALAKKAD KERALA 678702
State KERALA
District / City KULAVANMUKKU
Centre / Region KULAVANMUKKU
Contact / Helpline +919288093360
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001634.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as KULAVANMUKKU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001634)

What is the IFSC code of Esaf Small Finance Bank KULAVANMUKKU branch?

The verified 11-digit IFSC code is ESMF0001634. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank KULAVANMUKKU?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 678760021. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is NO 16 44, AISWARYA COMPLEX, KUZHALMANNAM P O, PALAKKAD KERALA 678702, located in KULAVANMUKKU district, KERALA.