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Verified Branch

Esaf Small Finance Bank

ELAPULLY I Branch, PALAKKAD

IFSC Code
ESMF0001386
Required for NEFT, RTGS, IMPS money transfers
MICR Code
678760803
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001386 Branch Code (6-11)

Complete Branch Details

Full Address FIRST FLOOR,NATIONAL ARCADE COMPLEX,PARA,ELAPULLY I VILLAGE,PALAKKAD,KERALA 678622
State KERALA
District / City ELAPULLY I
Centre / Region ELAPULLY I
Contact / Helpline +918589905559
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001386.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as ELAPULLY I.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001386)

What is the IFSC code of Esaf Small Finance Bank ELAPULLY I branch? ↓

The verified 11-digit IFSC code is ESMF0001386. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank ELAPULLY I? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 678760803. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is FIRST FLOOR,NATIONAL ARCADE COMPLEX,PARA,ELAPULLY I VILLAGE,PALAKKAD,KERALA 678622, located in ELAPULLY I district, KERALA.

Other Esaf Small Finance Bank Branches in ELAPULLY I

ESMF0001396

VANDITHAVALAM Branch

PALAKKAD, KERALA

 ESMF0001527

PARLI II Branch

PALAKKAD, KERALA

 ESMF0001577

THACHAMPARA Branch

PALAKKAD, KERALA

 ESMF0001609

PUTHUPPARIYARAM Branch

PALAKKAD, KERALA

 ESMF0001133

KOZHINJAMPARA Branch

PALAKKAD, KERALA

 ESMF0001264

KOYTTAYI I Branch

PALAKKAD, KERALA

 ESMF0001390

VANDAZHI I Branch

PALAKKAD, KERALA

 ESMF0001406

PARIPPALLY Branch

KOLLAM, KERALA

Explore Nearby Banking Directories

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