Esaf Small Finance Bank Logo
Verified Branch

Esaf Small Finance Bank

KAINAKARY NORTH Branch, ALAPUZHA

IFSC Code
ESMF0001292
Required for NEFT, RTGS, IMPS money transfers
MICR Code
688760003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001292 Branch Code (6-11)

Complete Branch Details

Full Address NO.167 D,PAZHAYAMPALLIL BUILDING,KAINAKARY NORTH VILLAGE,KAINAKARY P.O,ALAPPUZHA DIST PIN688501
State KERALA
District / City ALAPUZHA
Centre / Region ALAPUZHA
Contact / Helpline +919388474208
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001292.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as KAINAKARY NORTH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001292)

What is the IFSC code of Esaf Small Finance Bank KAINAKARY NORTH branch?

The verified 11-digit IFSC code is ESMF0001292. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank KAINAKARY NORTH?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 688760003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is NO.167 D,PAZHAYAMPALLIL BUILDING,KAINAKARY NORTH VILLAGE,KAINAKARY P.O,ALAPPUZHA DIST PIN688501, located in ALAPUZHA district, KERALA.