Esaf Small Finance Bank Logo
Verified Branch

Esaf Small Finance Bank

AMBALAPUZHA Branch, ALAPUZHYA

IFSC Code
ESMF0001284
Required for NEFT, RTGS, IMPS money transfers
MICR Code
688760152
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001284 Branch Code (6-11)

Complete Branch Details

Full Address MEERA COMMERCIAL COMPLEX,NEAR MANASAMEERA AUDITORIUM,AMBALAPUZHA THIRUVALLA ROAD,AMBALAPUZHA 688561
State KERALA
District / City AMBALAPUZHA
Centre / Region AMBALAPUZHA
Contact / Helpline +918589900303
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001284.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as AMBALAPUZHA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001284)

What is the IFSC code of Esaf Small Finance Bank AMBALAPUZHA branch?

The verified 11-digit IFSC code is ESMF0001284. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank AMBALAPUZHA?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 688760152. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is MEERA COMMERCIAL COMPLEX,NEAR MANASAMEERA AUDITORIUM,AMBALAPUZHA THIRUVALLA ROAD,AMBALAPUZHA 688561, located in AMBALAPUZHA district, KERALA.