United Mercantile Co-operative Bank Logo
Verified Branch

United Mercantile Co-operative Bank

UNITED MERC COOP BANK DARSHAN PURWA Branch, KANPUR CITY

IFSC Code
YESB0UMCBDP
Required for NEFT, RTGS, IMPS money transfers
MICR Code
208185255
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

YESB Bank Code (1-4)
0 Control Zero (5th)
UMCBDP Branch Code (6-11)

Complete Branch Details

Full Address 118/327, KAUSHALPURI, GUMTI NO. 5, KANPUR - 208012
State UTTAR PRADESH
District / City KANPUR
Centre / Region KANPUR
Contact / Helpline +919838502060
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code YESB0UMCBDP.
  4. Confirm bank name displays as United Mercantile Co-operative Bank and branch as UNITED MERC COOP BANK DARSHAN PURWA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (YESB0UMCBDP)

What is the IFSC code of United Mercantile Co-operative Bank UNITED MERC COOP BANK DARSHAN PURWA branch?

The verified 11-digit IFSC code is YESB0UMCBDP. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of United Mercantile Co-operative Bank UNITED MERC COOP BANK DARSHAN PURWA?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 208185255. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is 118/327, KAUSHALPURI, GUMTI NO. 5, KANPUR - 208012, located in KANPUR district, UTTAR PRADESH.