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United Mercantile Co-operative Bank

UNITED MERC COOP BANK CIVIL LINES Branch, KANPUR CITY

IFSC Code
YESB0UMCBCL
Required for NEFT, RTGS, IMPS money transfers
MICR Code
208185274
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

YESB Bank Code (1-4)
0 Control Zero (5th)
UMCBCL Branch Code (6-11)

Complete Branch Details

Full Address 13/394, CIVIL LINES, KANPUR - 208001
State UTTAR PRADESH
District / City KANPUR
Centre / Region KANPUR
Contact / Helpline +919838502060
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code YESB0UMCBCL.
  4. Confirm bank name displays as United Mercantile Co-operative Bank and branch as UNITED MERC COOP BANK CIVIL LINES.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (YESB0UMCBCL)

What is the IFSC code of United Mercantile Co-operative Bank UNITED MERC COOP BANK CIVIL LINES branch? ↓

The verified 11-digit IFSC code is YESB0UMCBCL. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of United Mercantile Co-operative Bank UNITED MERC COOP BANK CIVIL LINES? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 208185274. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 13/394, CIVIL LINES, KANPUR - 208001, located in KANPUR district, UTTAR PRADESH.

Other United Mercantile Co-operative Bank Branches in KANPUR

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KANPUR, UTTAR PRADESH Branch

KANPUR NAGAR, UTTAR PRADESH

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NAGPUR, MAHARASHTRA Branch

NAGPUR, MAHARASHTRA

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RAIPUR,CHATTISGARH Branch

RAIPUR, CHANDIGARH

 YESB0000056

MUKTSAR,PUNJAB Branch

MUKTSAR, PUNJAB

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BAREILLY, UTTAR PRADESH Branch

BAREILLY, UTTAR PRADESH

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JHANSI, UTTAR PRADESH Branch

JHANSI, UTTAR PRADESH

 YESB0000116

ALLAHABAD, UTTAR PRADESH Branch

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 YESB0000331

DHARAMSHALA,HIMACHAL PRADESH Branch

KANGRA, HIMACHAL PRADESH

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