Citizens' Co-operative Bank Jammu Logo
Verified Branch

Citizens' Co-operative Bank Jammu

CITIZENS COOP BANK JAMMU KANAKMANDI Branch, JAMMU

IFSC Code
YESB0CJ0106
Required for NEFT, RTGS, IMPS money transfers
MICR Code
180660006
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

YESB Bank Code (1-4)
0 Control Zero (5th)
CJ0106 Branch Code (6-11)

Complete Branch Details

Full Address AHATA SHRI NIWAS SHAH, KANAK MANDI, JAMMU-180001
State JAMMU AND KASHMIR
District / City JAMMU
Centre / Region JAMMU
Contact / Helpline +911912544712
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code YESB0CJ0106.
  4. Confirm bank name displays as Citizens' Co-operative Bank Jammu and branch as CITIZENS COOP BANK JAMMU KANAKMANDI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (YESB0CJ0106)

What is the IFSC code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU KANAKMANDI branch?

The verified 11-digit IFSC code is YESB0CJ0106. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Citizens' Co-operative Bank Jammu CITIZENS COOP BANK JAMMU KANAKMANDI?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 180660006. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is AHATA SHRI NIWAS SHAH, KANAK MANDI, JAMMU-180001, located in JAMMU district, JAMMU AND KASHMIR.