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Yes Bank

RATNAGIRI Branch, RATNAGIRI

IFSC Code
YESB0001138
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415532051
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

YESB Bank Code (1-4)
0 Control Zero (5th)
001138 Branch Code (6-11)

Complete Branch Details

Full Address SHOP 1 TO 4, PARNIKA EMPIRE, N. A. SALVI LINK ROAD, AROGYA MANDIR, SHIVAJI NAGAR, RATNAGIRI, MAHARASHTRA, PIN 415 612
State MAHARASHTRA
District / City RATNAGIRI
Centre / Region RATNAGIRI
Contact / Helpline +9102218002000
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code YESB0001138.
  4. Confirm bank name displays as Yes Bank and branch as RATNAGIRI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (YESB0001138)

What is the IFSC code of Yes Bank RATNAGIRI branch? ↓

The verified 11-digit IFSC code is YESB0001138. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Yes Bank RATNAGIRI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415532051. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SHOP 1 TO 4, PARNIKA EMPIRE, N. A. SALVI LINK ROAD, AROGYA MANDIR, SHIVAJI NAGAR, RATNAGIRI, MAHARASHTRA, PIN 415 612, located in RATNAGIRI district, MAHARASHTRA.

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KOLHAPUR,MAHARASHTRA Branch

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CADEL ROAD, MUMBAI Branch

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MALAD, MUMBAI Branch

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RAJGURUNAGAR, MAHARASHTRA Branch

PUNE, MAHARASHTRA

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PEN Branch

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WARDEN ROAD Branch

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