Utkarsh Small Finance Bank Logo
Verified Branch

Utkarsh Small Finance Bank

NAJARI Branch, JAMUI

IFSC Code
UTKS0002148
Required for NEFT, RTGS, IMPS money transfers
MICR Code
811762012
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
002148 Branch Code (6-11)

Complete Branch Details

Full Address UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR NEAR BLOCK OFFICE LAXMIPUR NAJARI JAMUI DISTRICT JAMUI BIHAR - 811312
State BIHAR
District / City JAMUI BIHAR
Centre / Region JAMUI BIHAR
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0002148.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as NAJARI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0002148)

What is the IFSC code of Utkarsh Small Finance Bank NAJARI branch?

The verified 11-digit IFSC code is UTKS0002148. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank NAJARI?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 811762012. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR NEAR BLOCK OFFICE LAXMIPUR NAJARI JAMUI DISTRICT JAMUI BIHAR - 811312, located in JAMUI BIHAR district, BIHAR.