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Utkarsh Small Finance Bank

KAPTIPADA Branch, MAYURBHANJ

IFSC Code
UTKS0002093
Required for NEFT, RTGS, IMPS money transfers
MICR Code
257762008
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
002093 Branch Code (6-11)

Complete Branch Details

Full Address UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR GADUGUAN ROAD NEAR KAPTIPADA CHHAK KAPTIPADA DIST MAYURBHANJ ODISHA 757040
State ODISHA
District / City MAYURBHANJ
Centre / Region MAYURBHANJ
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0002093.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as KAPTIPADA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0002093)

What is the IFSC code of Utkarsh Small Finance Bank KAPTIPADA branch? ↓

The verified 11-digit IFSC code is UTKS0002093. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank KAPTIPADA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 257762008. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR GADUGUAN ROAD NEAR KAPTIPADA CHHAK KAPTIPADA DIST MAYURBHANJ ODISHA 757040, located in MAYURBHANJ district, ODISHA.

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