Utkarsh Small Finance Bank
RAMKANDA Branch, GARHWA
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code UTKS0002013.
- Confirm bank name displays as Utkarsh Small Finance Bank and branch as RAMKANDA.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (UTKS0002013)
What is the IFSC code of Utkarsh Small Finance Bank RAMKANDA branch? ↓
The verified 11-digit IFSC code is UTKS0002013. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Utkarsh Small Finance Bank RAMKANDA? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is 822762012. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR MANMOHAN CHAUK RAMKANDA GARHWA JHARKHAND 822125, located in RAMKANDA GARHWA district, JHARKHAND.
Other Utkarsh Small Finance Bank Branches in RAMKANDA GARHWA
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UTKS0002086RANKA KHURD Branch
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UTKS0002110TENDRA ALIAS DHURKI Branch
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UTKS0001838MEHERMA Branch
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UTKS0001867BIRNI Branch
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UTKS0001900GUMLA Branch
GUMLA, JAMMU AND KASHMIR