Utkarsh Small Finance Bank
PATAN Branch, AAU
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code UTKS0001995.
- Confirm bank name displays as Utkarsh Small Finance Bank and branch as PATAN.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (UTKS0001995)
What is the IFSC code of Utkarsh Small Finance Bank PATAN branch? ↓
The verified 11-digit IFSC code is UTKS0001995. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Utkarsh Small Finance Bank PATAN? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is 822762011. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR VILL KELHAR PO PSPATAN NEAR SBI PATAN DISTPALAMU JHARKHAND 822123, located in PALAMU district, JHARKHAND.
Other Utkarsh Small Finance Bank Branches in PALAMU
BISHUNPURA Branch
GARHWA, JHARKHAND
UTKS0001901BISHNUPUR Branch
GUMLA, JHARKHAND
UTKS0001826KHARAUNDHI Branch
AHA, BIHAR
UTKS0001829MANATU Branch
AAU, BIHAR
UTKS0001838MEHERMA Branch
GODDA, JHARKHAND
UTKS0001861JIYANPUR Branch
AZAMGARH, UTTAR PRADESH
UTKS0001867BIRNI Branch
GIRIDIH, JHARKHAND
UTKS0001870HAZRAT JANDAHA Branch
ASA, BIHAR