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Verified Branch

Utkarsh Small Finance Bank

GHAGHSARA Branch, GORAKHPUR

IFSC Code
UTKS0001987
Required for NEFT, RTGS, IMPS money transfers
MICR Code
273762012
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001987 Branch Code (6-11)

Complete Branch Details

Full Address UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLR VILL/PO-GHAGHSARA NEAR BHARAT PETROL PUMP GHAGHASARA SAHJANWA GORAKHPUR UTTAR PRADESH-273209
State UTTAR PRADESH
District / City GHAGHSARA GORAKHPUR
Centre / Region GHAGHSARA GORAKHPUR
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001987.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as GHAGHSARA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001987)

What is the IFSC code of Utkarsh Small Finance Bank GHAGHSARA branch? ↓

The verified 11-digit IFSC code is UTKS0001987. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank GHAGHSARA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 273762012. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLR VILL/PO-GHAGHSARA NEAR BHARAT PETROL PUMP GHAGHASARA SAHJANWA GORAKHPUR UTTAR PRADESH-273209, located in GHAGHSARA GORAKHPUR district, UTTAR PRADESH.

Other Utkarsh Small Finance Bank Branches in GHAGHSARA GORAKHPUR

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 UTKS0001859

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KHADDA Branch

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BHINGA Branch

SHRAVASTI, UTTAR PRADESH

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RAMPUR KARKHANA Branch

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GHUGHULI Branch

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CHANDIL Branch

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BHAROULI KHAS Branch

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