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Verified Branch

Utkarsh Small Finance Bank

SARAIYAHAT Branch, DUMKA

IFSC Code
UTKS0001902
Required for NEFT, RTGS, IMPS money transfers
MICR Code
814762006
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001902 Branch Code (6-11)

Complete Branch Details

Full Address UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR CHARKA PATHER SARIYAHAT NEAR BIJLI OFFICE SARIYAHAT DUMKA JHARKHAND PINCODE - 814151
State JHARKHAND
District / City DUMKA
Centre / Region DUMKA
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001902.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as SARAIYAHAT.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001902)

What is the IFSC code of Utkarsh Small Finance Bank SARAIYAHAT branch? ↓

The verified 11-digit IFSC code is UTKS0001902. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank SARAIYAHAT? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 814762006. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR CHARKA PATHER SARIYAHAT NEAR BIJLI OFFICE SARIYAHAT DUMKA JHARKHAND PINCODE - 814151, located in DUMKA district, JHARKHAND.

Other Utkarsh Small Finance Bank Branches in DUMKA

UTKS0001838

MEHERMA Branch

GODDA, JHARKHAND

 UTKS0001867

BIRNI Branch

GIRIDIH, JHARKHAND

 UTKS0001938

BARAHKATHA Branch

AAIAH, BIHAR

 UTKS0001826

KHARAUNDHI Branch

AHA, BIHAR

 UTKS0001832

PAKURIA Branch

AU, BIHAR

 UTKS0001833

BAYANA Branch

HRPR, RAJASTHAN

 UTKS0001840

TONK Branch

OK, RAJASTHAN

 UTKS0001900

GUMLA Branch

GUMLA, JAMMU AND KASHMIR

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