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Verified Branch

Utkarsh Small Finance Bank

BALUGAON Branch, HRH

IFSC Code
UTKS0001893
Required for NEFT, RTGS, IMPS money transfers
MICR Code
752762007
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001893 Branch Code (6-11)

Complete Branch Details

Full Address UPPER GROUND FLOOR NH-05 BRAHMPUR TO BHUBANESWAR ROAD NEAR SOMNATH BUS STAND BALUGAON DISTRICT-KHORDHA ODISHA PIN-752030
State ODISHA
District / City BALUGAON
Centre / Region BALUGAON
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001893.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as BALUGAON.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001893)

What is the IFSC code of Utkarsh Small Finance Bank BALUGAON branch? ↓

The verified 11-digit IFSC code is UTKS0001893. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank BALUGAON? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 752762007. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UPPER GROUND FLOOR NH-05 BRAHMPUR TO BHUBANESWAR ROAD NEAR SOMNATH BUS STAND BALUGAON DISTRICT-KHORDHA ODISHA PIN-752030, located in BALUGAON district, ODISHA.

Other Utkarsh Small Finance Bank Branches in BALUGAON

UTKS0001587

ROURKELA Branch

ROURKELA, ODISHA

 UTKS0001722

BRAHMAPUR Branch

JM, ODISHA

 UTKS0001899

CHAINPUR Branch

GUMLA, JAMMU AND KASHMIR

 UTKS0002071

SAKSOHARA Branch

PATNA, BIHAR

 UTKS0001313

MAHNAR Branch

VAISHALI, BIHAR

 UTKS0001405

BHABUA Branch

KAIMUR, BIHAR

 UTKS0001452

JEYPORE Branch

KORAPUT, ODISHA

 UTKS0001537

BHUBANESWAR Branch

BHUBANESWAR, ODISHA

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