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Verified Branch

Utkarsh Small Finance Bank

PALAKKAD KERALA Branch, PALAKKAD

IFSC Code
UTKS0001739
Required for NEFT, RTGS, IMPS money transfers
MICR Code
678762002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001739 Branch Code (6-11)

Complete Branch Details

Full Address GRD FLR ETERNAL ARCADE DOOR NO.18/371-5 SURVEY NO.2204/2 AND 03-04 ARES IN SURVEY NO.2205 / IN PALAKKAD-3 VILLAGE THAREKKAD KOPPAM JUNCTION PALAKKAD KERALA PINCODE-678001
State KERALA
District / City PALAKKAD KERALA
Centre / Region PALAKKAD KERALA
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001739.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as PALAKKAD KERALA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001739)

What is the IFSC code of Utkarsh Small Finance Bank PALAKKAD KERALA branch? ↓

The verified 11-digit IFSC code is UTKS0001739. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank PALAKKAD KERALA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 678762002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GRD FLR ETERNAL ARCADE DOOR NO.18/371-5 SURVEY NO.2204/2 AND 03-04 ARES IN SURVEY NO.2205 / IN PALAKKAD-3 VILLAGE THAREKKAD KOPPAM JUNCTION PALAKKAD KERALA PINCODE-678001, located in PALAKKAD KERALA district, KERALA.

Other Utkarsh Small Finance Bank Branches in PALAKKAD KERALA

UTKS0001729

PATHANAMTHITTA Branch

KERALA, KERALA

 UTKS0001735

MALAPPURAM Branch

KERALA, KERALA

 UTKS0001216

BAIRIYA Branch

PATNA, BIHAR

 UTKS0001316

RAGHUNATHPUR Branch

SIWAN, BIHAR

 UTKS0001333

WASHIM Branch

WASHIM, MAHARASHTRA

 UTKS0001341

JALGAON Branch

JALGAON, MAHARASHTRA

 UTKS0001541

AHMEDABAD Branch

AHMEDABAD, GUJARAT

 UTKS0001547

PUNE Branch

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