Utkarsh Small Finance Bank
SANTACRUZ MUMBAI Branch, UBI
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code UTKS0001639.
- Confirm bank name displays as Utkarsh Small Finance Bank and branch as SANTACRUZ MUMBAI.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (UTKS0001639)
What is the IFSC code of Utkarsh Small Finance Bank SANTACRUZ MUMBAI branch? ↓
The verified 11-digit IFSC code is UTKS0001639. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Utkarsh Small Finance Bank SANTACRUZ MUMBAI? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is 400762014. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is GROUND FLOOR SHOP NO.4 ARUN CO-OP HOUSING SOCIETY 7TH ROAD SANTACRUZ EAST MUMBAI 400055, located in SANTACRUZ MUMBAI district, MAHARASHTRA.
Other Utkarsh Small Finance Bank Branches in SANTACRUZ MUMBAI
GHATKOPAR EAST Branch
MUMBAI, MAHARASHTRA
UTKS0001704ANDHERI EAST Branch
ANDHERI EAST, MAHARASHTRA
UTKS0001194GYANBABU CHOWK Branch
EAST CHAMPARAN, BIHAR
UTKS0001312GHATSILA Branch
EAST SINGHBHUM, JHARKHAND
UTKS0001408KANKARBAGH Branch
PATNA, BIHAR
UTKS0001512PREET VIHAR Branch
DELHI, DELHI
UTKS0001556NERUL,NAVI MUMBAI Branch
NERUL, MAHARASHTRA
UTKS0001579BORIVALI WEST Branch
MUMBAI, MAHARASHTRA