Utkarsh Small Finance Bank Logo
Verified Branch

Utkarsh Small Finance Bank

GARIA Branch, KOLKATA

IFSC Code
UTKS0001624
Required for NEFT, RTGS, IMPS money transfers
MICR Code
700762008
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001624 Branch Code (6-11)

Complete Branch Details

Full Address 410 N.S.C.BOSE ROAD GARIA KOLKATA WEST BENGAL -700047
State WEST BENGAL
District / City GARIA WEST BENGAL
Centre / Region GARIA WEST BENGAL
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001624.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as GARIA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001624)

What is the IFSC code of Utkarsh Small Finance Bank GARIA branch?

The verified 11-digit IFSC code is UTKS0001624. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank GARIA?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 700762008. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is 410 N.S.C.BOSE ROAD GARIA KOLKATA WEST BENGAL -700047, located in GARIA WEST BENGAL district, WEST BENGAL.