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Verified Branch

Utkarsh Small Finance Bank

KHARGHAR Branch, NAVI MUMBAI

IFSC Code
UTKS0001603
Required for NEFT, RTGS, IMPS money transfers
MICR Code
400762010
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001603 Branch Code (6-11)

Complete Branch Details

Full Address TSMLLFINNCEBNOPNO20HIOMHEITGEPLOTNO8EC21KGNVIMUMBI-410210
State MAHARASHTRA
District / City KHARGHAR
Centre / Region KHARGHAR
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001603.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as KHARGHAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001603)

What is the IFSC code of Utkarsh Small Finance Bank KHARGHAR branch? ↓

The verified 11-digit IFSC code is UTKS0001603. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank KHARGHAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 400762010. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is TSMLLFINNCEBNOPNO20HIOMHEITGEPLOTNO8EC21KGNVIMUMBI-410210, located in KHARGHAR district, MAHARASHTRA.

Other Utkarsh Small Finance Bank Branches in KHARGHAR

UTKS0000001

Utkarsh Small Finance Bank IMPS Branch

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 UTKS0001385

CHEMBUR Branch

MUMBAI, MAHARASHTRA

 UTKS0001566

VASHI Branch

MUMBAI, MAHARASHTRA

 UTKS0001579

BORIVALI WEST Branch

MUMBAI, MAHARASHTRA

 UTKS0001589

MULUND WEST Branch

MUMBAI, MAHARASHTRA

 UTKS0001596

GHATKOPAR EAST Branch

MUMBAI, MAHARASHTRA

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CHARKOP KANDIVALI Branch

MUMBAI, MAHARASHTRA

 UTKS0001641

DADAR WEST MUMBAI Branch

MUMBAI, MAHARASHTRA

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