Utkarsh Small Finance Bank Logo
Verified Branch

Utkarsh Small Finance Bank

JP NAGAR BENGALURU Branch, BENGALURU

IFSC Code
UTKS0001595
Required for NEFT, RTGS, IMPS money transfers
MICR Code
560762002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001595 Branch Code (6-11)

Complete Branch Details

Full Address UTKARSH SMALL FINANCE BANK SHOP NO.GROUND FLOOR-1105 ARCHANA ARCADE 24TH MAIN 1ST PHASE J.P.NAGARBENGALURU KARNATAKA PIN-560078
State KARNATAKA
District / City BENGALURU
Centre / Region BENGALURU
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001595.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as JP NAGAR BENGALURU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001595)

What is the IFSC code of Utkarsh Small Finance Bank JP NAGAR BENGALURU branch?

The verified 11-digit IFSC code is UTKS0001595. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank JP NAGAR BENGALURU?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 560762002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is UTKARSH SMALL FINANCE BANK SHOP NO.GROUND FLOOR-1105 ARCHANA ARCADE 24TH MAIN 1ST PHASE J.P.NAGARBENGALURU KARNATAKA PIN-560078, located in BENGALURU district, KARNATAKA.